Pinpoint FamilyProtect

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Pinpoint
FamilyProtect

Protection for You and your Family

Protection for you and your Family

Comprehensive range of coverage options that can be tailored to your personal requirements.

At Pinpoint Wealth we recognize the importance of having the best possible insurance cover to protect you and your family.

Some of the core benefits on offer

Term Life Cover
  • Level, decreasing or indexing Life Cover to protect your family.
  • Lump sum and/or family ‘Income on Death’ payment options available.
  • Option to add Specified Illness or Cancer Cover.
  • Premiums are guaranteed to stay level, or only increase by a pre-agreed rate (if indexing benefits option is chosen).
  • Can be set up under Trust for no extra charge.
Mortgage Protection
  • Decreasing Life Cover to pay off your mortgage.
  • Lump sum payment.
  • Option to add Specified Illness or Cancer Cover.
  • Premiums are guaranteed to stay level for the policy term.
  • Cover can continue after you pay down your mortgage should you choose.
Guaranteed Whole Life
  • Level or indexing Life Cover.
  • Lump sum payment.
  • Guaranteed payout.
  • Suitable as a Section 72 Inheritance Tax policy.
  • Premiums are guaranteed to stay level, or only increase by a pre-agreed rate (if indexing benefits option is chosen).
Income Protection
  • Cover up to 75% of your income.
  • Monthly payment in the event of being unable to do your job due to illness, accident or disability.
  • Choose a deferred payment period of between 4 weeks and 52 weeks.
  • Premiums are tax deductible at your marginal tax rate.
  • Term of cover to run until retirement – up to age 70 (depending on occupation).
Specified Illness
  • Level, decreasing or indexing cover to protect your family against the effects of Specified Serious Illness.
  • Full lump sum payment for range of specified illnesses including cancer, heart attack, stroke and many others. Partial (reduced) payment for many other less severe illnesses.
  • Cover for children included.
  • Cover can be arranged on a ‘Stand-Alone’ basis or combined with life insurance (Accelerated).
  • Premiums are guaranteed to stay level or only increase by a pre-agreed rate (if indexing benefits option is chosen).
Cancer Cover
  • Level, decreasing or indexing cover to protect your family against different forms of cancer specified by the policy.
  • Lump sum payment.
  • Can be arranged stand alone or combined with life insurance.
  • Premiums are guaranteed to stay level or only increase by a pre-agreed rate (if indexing benefits option is chosen).

Click here for Whole of Life with Cash Out option

Click here for
Life Choice
unique cover

Some additional Benefits to consider

Personal Accident Payment
The cover will pay a tax free weekly benefit of up to 50% of your weekly earnings, capped at €400 per week, if you are unable to work due to an accident. It is typically payable after a two week waiting period for up to 104 weeks. The term of cover is flexible – you can lock in your premium for several years with no annual renewal necessary (age dependent).


Hospital Payment
This cover will pay up to €300 tax free per 24 hour stay in an Irish hospital due to illness or injury, usually after an initial three day period – payment backdated to day one. There is a maximum payment period of 365 days. The term of cover is flexible – you can lock in your premium for several years with no annual renewal necessary (age dependent).


Broken Bones Payment
This cover will pay a fixed level of benefit of between €1,000 and €3,000 tax free should you suffer from one of the 14 different fractures covered by the policy. The term of cover is flexible – you can lock in your premium for several years with no annual renewal necessary (age dependent). Maximum claim of €25,000 over the course of the plan.


Surgical Payment (only available with Specified Illness cover)
In the event of requiring major surgery, you will receive a payment of up to 12.5% of the Serious Illness sum insured, up to a maximum of €32,500. If you require intermediate surgery, you will receive a payment of 5% of the Serious Illness sum insured, up to a maximum of €13,000. The intermediate and major surgeries covered will be outlined clearly should you wish to include this benefit.


Simple Process

Get in touch

Complete an enquiry form or phone us.

Follow up discussion to understand your needs

We can meet up, hold a zoom call, speak over the phone or correspond by e-mail.

Provide options and quotes

A recommendation will be made based on your needs and budget from a panel of top providers in Ireland.

Support your application

We will guide your case through the underwriting process.

Protection in place

Peace of mind comes with knowing you have the right cover in place.

Already have cover in place?
Try the Personal Insurance Review Service.

Personal Insurance Review Service

Some questions our Personal Insurance Review Service will address:

  • Do you know whether you have adequate insurance cover in place to meet your needs?
  • Are you familiar with the different options available to you?
  • Is your cover competitively priced?
  • When did you last review your cover?
  • Have your circumstances changed since you last reviewed your cover?

Peace of mind comes with knowing you have
the right cover in place for you and your family.

What to expect from Pinpoint Wealth

  • Flexible plans
  • Professional service & advice
  • Simplified paperwork
  • Competitive premiums

Speak to our team today
Call us in Dublin 01 4007586
or Wexford 053 9007050

Feel free to contact us today for a no obligation conversation Get In Touch