Protection for You and your Family
Protection for you and your Family
Comprehensive range of coverage options that can be tailored to your personal requirements.
At Pinpoint Wealth we recognize the importance of having the best possible insurance cover to protect you and your family.
Some of the core benefits on offer
Some additional Benefits to consider
Personal Accident Payment
The cover will pay a tax free weekly benefit of up to 50% of your weekly earnings, capped at €400 per week, if you are unable to work due to an accident. It is typically payable after a two week waiting period for up to 104 weeks. The term of cover is flexible – you can lock in your premium for several years with no annual renewal necessary (age dependent).
This cover will pay up to €300 tax free per 24 hour stay in an Irish hospital due to illness or injury, usually after an initial three day period – payment backdated to day one. There is a maximum payment period of 365 days. The term of cover is flexible – you can lock in your premium for several years with no annual renewal necessary (age dependent).
Broken Bones Payment
This cover will pay a fixed level of benefit of between €1,000 and €3,000 tax free should you suffer from one of the 14 different fractures covered by the policy. The term of cover is flexible – you can lock in your premium for several years with no annual renewal necessary (age dependent). Maximum claim of €25,000 over the course of the plan.
Surgical Payment (only available with Specified Illness cover)
In the event of requiring major surgery, you will receive a payment of up to 12.5% of the Serious Illness sum insured, up to a maximum of €32,500. If you require intermediate surgery, you will receive a payment of 5% of the Serious Illness sum insured, up to a maximum of €13,000. The intermediate and major surgeries covered will be outlined clearly should you wish to include this benefit.
Already have cover in place?
Try the Personal Insurance Review Service.
Personal Insurance Review Service
Some questions our Personal Insurance Review Service will address:
- Do you know whether you have adequate insurance cover in place to meet your needs?
- Are you familiar with the different options available to you?
- Is your cover competitively priced?
- When did you last review your cover?
- Have your circumstances changed since you last reviewed your cover?