Pinpoint FamilyProtect

Some additional Benefits to consider

Personal Accident Payment
The cover will pay a tax free weekly benefit of up to 50% of your weekly earnings, capped at €400 per week, if you are unable to work due to an accident. It is typically payable after a two week waiting period for up to 104 weeks. The term of cover is flexible – you can lock in your premium for several years with no annual renewal necessary (age dependent).

Hospital Payment
This cover will pay up to €300 tax free per 24 hour stay in an Irish hospital due to illness or injury, usually after an initial three day period – payment backdated to day one. There is a maximum payment period of 365 days. The term of cover is flexible – you can lock in your premium for several years with no annual renewal necessary (age dependent).

Broken Bones Payment
This cover will pay a fixed level of benefit of between €1,000 and €3,000 tax free should you suffer from one of the 14 different fractures covered by the policy. The term of cover is flexible – you can lock in your premium for several years with no annual renewal necessary (age dependent). Maximum claim of €25,000 over the course of the plan.

Surgical Payment (only available with Specified Illness cover)
In the event of requiring major surgery, you will receive a payment of up to 12.5% of the Serious Illness sum insured, up to a maximum of €32,500. If you require intermediate surgery, you will receive a payment of 5% of the Serious Illness sum insured, up to a maximum of €13,000. The intermediate and major surgeries covered will be outlined clearly should you wish to include this benefit.