General FAQs

What services does Pinpoint Wealth Advice Ltd. provide?

Pinpoint Wealth Advice Ltd. provides financial planning, pension planning, investment, mortgage and life insurance solutions for individuals, families and businesses. 

What professional bodies are Pinpoint Wealth Advice members of?

Pinpoint Wealth is a member of Brokers Ireland and is affiliated to Life Insurance Association (LIA), Financial Planning Standard Board (FPSB) and the Chartered Insurance Institute (CII).

Are you a regulated company?

Yes, Pinpoint Wealth is regulated by the Central Bank of Ireland as an insurance, mortgage and investment intermediary.

Who do you serve?

We specialise in providing our services to company owners and their families.  Typically our clients are ‘asset rich and time poor’ and require a CERTIFIED FINANCIAL PLANNER™ to put their affairs in order and manage them into the future.

Why should I engage the services of a CERTIFIED FINANCIAL PLANNER™?

When you engage with a CERTIFIED FINANCIAL PLANNER™ you will deal with a professional who has committed to the highest educational and ethical standards in financial planning.

What is financial planning versus financial advice?

Financial planning is more concerned with taking the time to understand your financial goals and aspirations and assisting you on a long term journey to achieve them.  Financial Advice takes more of a ‘transactional approach’ to executing product placement, such as setting up a life insurance policy or pension plan, and often acts in isolation to an overall integrated financial plan.

What is Cashflow Modelling?

Income is the lifeblood of any financial plan.  Cashflow Modelling is a term given to the process of determining the amount of lifetime income you need to fulfil your financial goals and objectives.  It takes into account all your assets, liabilities and income streams and devises strategies to ensure the optimum use of your financial resources to provide your lifetime income requirement.  We use advanced software to clearly ‘paint a picture’ of your financial future. 

What kind of Pensions Advice can you provide to our business?

We provide bespoke individual advice to company owners, professionals and senior managers. In addition, we manage employer sponsored Occupational Pension Schemes on behalf of the broader workforce.

What pension providers do you deal with?

We deal with the main providers like Zurich Life, Irish Life, Standard Life, Aviva Life and Pensions, New Ireland Assurance and Royal London.  In addition, we deal with specialist Self Administered Pension Providers such as Newcourt Retirement Fund Managers (NRFM), Independent Trustee Company (ITC) and Davy Select.

Can I purchase property through my pension with Pinpoint Wealth Advice?

Yes, the option to purchase property may be available to you through one of our specialist pension providers mentioned above.

What investment services do you provide?

We provide access to a broad range of leading investment multi-asset funds as well as Exchange Traded Funds (ETFs) through our many investment partners.

Do you offer advice on share dealing?

No, we do not offer individual share advice and recommend you obtain the services of a stockbroker if you require this service.

Can you help with Tax Advice for our business?

We are not authorised to provide bespoke tax advice and recommend you engage a tax consultant for these matters.  We are prepared to work alongside your tax and legal advisors to ensure you receive the optimum advice.